Freelancers & Creators

Work globally.
Keep more of it.

Receive payments in your clients' currency without the bank fees. Hold, convert, and spend from one MondialPay account — with real exchange rates, no hidden markup, and instant invoicing.

$0
Monthly fee
Real
FX rate
50+
Currencies
Local account details

Get paid the way your clients prefer.

Give clients real local account numbers — US routing numbers, European IBANs, UK sort codes, Singapore accounts. They pay domestically, you receive in the currency they pay in. No more "international wire" excuses.

  • USD, EUR, GBP, SGD, AUD, NZD, CAD, HKD, JPY, CHF, PLN
  • ACH, SEPA, Faster Payments, real-time rails
  • Clients pay no international wire fees on their side
  • Instant receipt confirmation on your phone
Local account details
Real exchange rates

Stop losing money to hidden FX markup.

Most banks take 2–4% of every international payment as a silent currency markup — on top of wire fees. MondialPay uses the true mid-market rate with a transparent 0.4% transfer fee. On $10,000 a month, that's over $3,000 a year you keep.

  • Mid-market FX rate — the same one on Google
  • Transparent transfer fees shown before you confirm
  • Hold funds in the currency you received in — convert later
  • Withdraw to your personal bank in any of 160 countries
Real rates
Everything you need

One tool, every client workflow

Invoicing

Send branded invoices in 40+ languages. Auto-detect client locale. PDF, hosted, or embedded.

Payment links

Share a link via email, WhatsApp, or QR. Your client pays in one click, in any currency.

Debit card

Spend your MondialPay balance directly with a virtual or physical Visa card.

Recurring billing

Set up monthly retainers that charge automatically — clients never forget to pay.

Reports

Export to your accountant or tax software. All your income, clean and organised.

Zero monthly fee

Free forever for individuals. Pay only when you actually receive payments.

$0
Monthly fee, ever
0.4%
Transparent FX margin
50+
Currencies you can hold
~30s
Time to send an invoice
Work without borders

Get paid like a local everywhere

Real local account details in 12 markets. Hold, convert, and spend in 50+ currencies — at the actual mid-market rate.

Live freelancer network

160+ countries · 50+ currencies · zero monthly fees

A balance you control

Hold, convert, spend — your way

You decide when to convert and when to hold. Spend directly from any balance with a Visa debit card, withdraw to your local bank, or pay another freelancer instantly. No hidden conversions, no surprise statements.

Multi-currency accounts
€ £ $

I do design work for clients in seven countries. Before MondialPay, I was losing hundreds a month to wire fees and FX markup. Now I get paid the next morning, in the currency they sent — and I keep almost all of it.

LM
Liam Murray
Independent designer, Dublin

Free for individuals. Forever.

No monthly fee, no minimum, no contract. Open an account in five minutes and start invoicing the world today.

$0
FAQ

Questions freelancers ask us

Is MondialPay actually free for freelancers?
Yes — no monthly fee, no minimum balance, no maintenance charges. You only pay when you receive a payment or convert currency, and we show every fee before you confirm.
How long does it take to receive a payment?
Local payments arrive within minutes (UK Faster Payments, US ACH same-day, EU SEPA Instant). International wires usually settle within one business day.
Can I use MondialPay if I'm a sole trader / one-person business?
Absolutely. We verify individual freelancers and sole traders in over 60 countries, with the same products and rates as larger businesses.
How does this compare to PayPal or Wise?
PayPal charges 4–5% on cross-border payments and uses inflated FX rates. Wise is closer, but doesn't include a full invoicing flow, debit card, or payment links. MondialPay gives you everything — at the real rate.