Marketplaces

Build your marketplace
payment engine.

Split incoming payments between sellers automatically. Onboard sellers with built-in KYB. Payout to 160+ countries in local currency. Everything you need to run a marketplace without building the financial stack yourself.

Auto
Split payments
Built-in
KYB / onboarding
160+
Payout countries
Split payments

Route funds where they need to go — automatically.

Every transaction splits between the seller, your platform fee, and (when required) a tax authority. Configure splits per item, per seller, or per transaction. MondialPay handles the accounting, the regulation, and the audit trail.

  • Fixed, percentage, or tiered platform fees
  • Multi-seller splits (one cart, many merchants)
  • Hold funds in escrow until fulfillment confirmed
  • Automatic fund reversal on refund or chargeback
Split payments
Seller onboarding

Compliance without the DIY headache.

MondialPay ships with a complete KYB (Know Your Business) onboarding flow you can embed in your app or link out to. We verify sellers against global watchlists, collect required documents, and keep you compliant in every jurisdiction.

  • Embedded or hosted onboarding UI (your brand, our form)
  • Document capture + liveness checks via mobile
  • Sanctions, PEP, and UBO screening in real time
  • 1099 / DAC7 reporting built in for US and EU
Seller onboarding
Any marketplace type

Built for every marketplace model

Product marketplaces

Amazon-style product listings with multi-seller carts and platform-level fraud protection.

Service marketplaces

Gig, freelance, and on-demand platforms with milestone releases and dispute flows.

Rental marketplaces

Authorizations and holds for rentals, deposits, and damage claims.

B2B marketplaces

Net-30 terms, invoicing, PO flows, and vendor-managed catalogues.

Creator economies

Tip jars, subscriptions, one-off purchases, and creator payouts in local currency.

Delivery & logistics

Driver/courier payouts, tips, and real-time settlement.

160+
Payout countries
8 wks
From kickoff to live
0
Banking licences needed
100%
KYC handled by us
Multi-party money flows

Buyers, sellers, your platform — split in one call

Charge a buyer once, automatically split the funds between sellers, your platform fee, taxes, and any fulfilment partners. We handle the ledger, the disputes, and the compliance.

Split charges Escrow holds Instant payouts KYB onboarding
Embedded finance
Split-pay orchestration

Seller · platform · partner splits

The marketplace lifecycle

From seller signup to seller payout

From signup to production in four steps. Our team is on hand for every one.

01
Seller onboarding

KYB, identity, beneficial owners — drop-in flow under your brand.

02
Buyer pays

Charge captured, funds held against seller's escrow ledger.

03
Order fulfilled

Dispute window passes or is contested. You decide release rules.

04
Seller payout

Funds split, fees deducted, paid out via local rails.

MondialPay is the reason we launched marketplace payouts in 18 countries in the first year. The alternative would have been a two-year compliance and engineering project.

OK
Olivia Kim
Head of Payments, marketplace platform
Built for marketplaces

The hard parts, solved for you

Every marketplace eventually needs the same hard things. We've already built them.

KYB / KYC for sellers, in 60+ countries

Drop-in onboarding flow that collects identity documents, business registration, and beneficial ownership information — branded as your platform, fully compliant under our licences.

Split payments & instant payouts

Split a single charge across multiple sellers and your platform fee in one API call. Pay sellers same-day, on a schedule, or instantly to a branded card you issued them.

Escrow, holds & dispute resolution

Hold funds until delivery confirmation, release on milestones, or refund partially in case of disputes. Built-in moderation queue with full evidence trails for each contested transaction.

Talk to a marketplace specialist

Tell us about your platform — we'll map your money flow, walk through compliance, and give you a launch plan for any market.

FAQ

Marketplace questions answered

Do I need money-transmitter licences in every market?
No — MondialPay holds the relevant licences globally and acts as the payment institution. Your marketplace operates as a programme manager under our regulatory umbrella.
How fast can my sellers receive payouts?
Same-day in 30+ markets via local rails, or instantly to a MondialPay-issued debit card. Standard settlement is T+1 in supported countries.
Can I take a platform fee?
Yes — set your fee as a flat amount, percentage, or tiered structure on every transaction. We split the charge automatically and pay you and your sellers separately.