Trust & Compliance

Built for a
regulated world.

MondialPay operates under proper regulatory supervision in every region where we do business. Client funds are safeguarded, every transaction is monitored, and compliance is a first-class product — not an afterthought.

Tier-1
Safeguarding banks
24/7
Monitoring
Annual
External audits
Trust and compliance
Licensed & regulated

Supervised in every region we operate.

MondialPay Ltd is authorised and regulated by the relevant financial authorities in each major region — and we publish our entity structure, licence numbers, and regulator details openly. Nothing is hidden.

  • Electronic money institution licence in the UK and EU
  • Money transmitter registered in the US (per-state)
  • MAS major payment institution licence in Singapore
  • Published legal entity structure with all licence numbers
Licensed and regulated
Safeguarded funds

Your money is not our money.

Client funds are held in fully segregated safeguarding accounts at tier-1 banks — separate from our operating capital, never lent out, and protected in any corporate scenario. This is not marketing language; it's a regulatory requirement and we publish the details.

  • Funds held at tier-1 banks (JPM, Citi, Barclays, HSBC)
  • Fully segregated from MondialPay operating capital
  • Never loaned, invested, or used for anything other than safeguarding
  • Protected in any corporate-failure scenario by regulatory statute
Safeguarded funds
Compliance framework

Every transaction, every customer, every day

KYC & KYB

Every individual and business verified against global watchlists, at onboarding and continuously.

Transaction monitoring

Real-time rules engine screens every transaction for AML and fraud patterns.

Sanctions screening

OFAC, EU, UN, UK HMT watchlists updated multiple times daily.

External audits

Annual audit of safeguarding, capital adequacy, and info-sec practices by a Big 4 firm.

Data protection

GDPR-compliant, ISO 27001 certified, with EU data residency available.

Transparency reports

Annual report on compliance, incidents, and law-enforcement requests. Published openly.

Regulatory disclosure

MondialPay is not a bank. Client funds are held in safeguarding accounts in accordance with applicable electronic-money regulations. MondialPay Ltd is authorised and regulated by the Financial Conduct Authority (UK) and equivalent authorities in every region it operates. All payment services are provided subject to applicable terms and regulatory oversight.

SOC 2
Type II audited
PCI L1
Highest card data tier
ISO
27001 certified
5 days
Questionnaire turnaround
Continuous monitoring

Trust, verified continuously

Every claim on this page is backed by an audit, a public report, or a real-time dashboard. We publish what we do.

Live monitoring

SOC 2 · ISO 27001 · PCI L1 · GDPR

Need our SOC 2 or DPA?

Email trust@mondialpay.com with your NDA and we'll share our latest reports within one business day.