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Building marketplaces: split payments done right

Marketplaces have unique payment challenges — seller onboarding, KYC, holdbacks and split payouts. Here's how to get it right.

Running a marketplace means running a mini-payments-company. You need to onboard sellers, verify identity, hold funds, split payments, and pay out in multiple currencies — often all for a single transaction.

The building blocks

MondialPay Connect abstracts marketplace payment flows into a few primitives: Sellers, Transfers, Payouts, and Escrow. Combine them to model anything from Airbnb to Uber to Etsy.

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