Back to blog Engineering

Inside the MondialPay ledger: how we store money

Every balance, every transfer, every reconciliation row. Here's how we designed the ledger that powers billions in daily volume.

A payments company is, at its core, a ledger. Get the ledger wrong and everything downstream — reporting, reconciliation, auditing — is broken. This post walks through how we designed ours.

Double-entry, append-only, partitioned by account, with per-row cryptographic signatures. It's boring on purpose.

Share